Jikwamue loan is a credit product specially designed for special group entrepreneurs who lack access to financial services due to existing business criteria from Financial Institutions and due to lack of conventional collateral. These special groups are women, people with disabilities, youth and professional groups (University/College graduates).
The loan is for business purposes in form of working capital & business expansion based on the borrower’s character and the business ability to repay who are informal registered businesses. Loans can be provided to registered/unregistered economic groups.
These are saving accounts for special individuals or groups like Self-employed women, men and youth working in the informal sector, Disabled persons with promising business or economic activity, Professional Graduates who are currently unemployed willing to form entrepreneurial groups with viable economic activity but lacking working tools and equipment to carry on production and Small and medium enterprises with potentials to increase production, sales & distribution as well as creating employment.