About Azania Bank

Azania Bank Limited is the first indigenous private bank in the United Republic of Tanzania, formerly known as 1st Adili Bancorp Limited established in 1995 following the liberalization of the banking sector.


The major shareholders of the Bank include National Social Security Fund (NSSF) 34.8%, Parastatal Pensions Fund (PPF) 30.1%, Public Service Pensions Fund (PSPF) 17.2%, Local Authorities Pensions Fund (LAPF) 14.2%, East African Development Bank (EADB) 2.3% and several indigenous Minority Shareholders including staff holding 1.4% of the shares.


The Bank is currently providing banking services at 17 locations in Tanzania whereby 12 are full branches and 5 are agencies. There are four branches and one agency in Dar es salaam , namely; Masdo Branch along Samora Avenue, Kariakoo Branch along Msimbazi Street, Tegeta Branch along Bagamoyo Road and Mwenge Branch near Mwenge Bus Stand. The agency is at Mawasiliano Towers building on the ground floor along Sam Nujoma Road near Ubungo, it is a premise which also hosts the Bank’s Head office.


In Arusha the Bank has two branches namely Mbauda along Oljoro road and Arusha City located at Wapare Street in City Centre. In Moshi our branch is at Market Street. In Mwanza the Bank has two branches, one at Mwaloni near Mwaloni Fish Market and the other one is at Nkrumah situated along Nkrumah Street in Mwanza. In Shinyanga the bank has a branch at Kahama town Centre and an agency at Kagongwa. The Bank also has a branch at Geita town centre and an agency in Katoro, both in Geita region. The Bank also operates an agency at Lamadi in Simiyu Region located along Musoma road. Azania Bank has also recently extended its services to Tunduma and has opened a new branch along Sumbawanga road and another Agency at Rwagasore Street in Mwanza.


The bank is a shareholder of Umoja Switch Company which has more than 27 member Banks sharing a common EFT Switch and payment infrastructure platform through ATM’s throughout the country. In this shared infrastructure member banks are now implementing additional services like internet banking that will facilitate online fund transfers through accounts in different banks, mobile banking, online air time recharge, utility bill payments and exploring options for institution of gateway to other international networks like VISA, Master Card etc.


Azania Bank Limited being a full commercial bank offers a range of banking services, which includes funds transfers domestically and internationally through TISS, Western union and Moneygram. At Azania Bank Limited Customers can open Current (Business/ Cheque) accounts and various savings accounts for SMEs, Children and students. Azania Bank Ltd offers a wide range of loan products, such as business loans, Consumer loans and Mortgage facilities. The Bank offer attractive interest rates for Fixed deposits accounts.


Azania Bank Ltd is one of the pioneer banks with an equity investment in Tanzania Mortgage Refinance Company Limited (TMRC), an institution created to provide long term financing to member banks to support creation of a vibrant mortgage market in the country.

Vision & Mission

Vision Statement

‘To be a One Stop Financial Center’.


Mission Statement

“Committed to availing freedom of access to a range of quality financial services to our customers using competent and dedicated staff applying appropriate technology”.


The Mission of the Bank is supported by the following ethical framework of the institution.

  • Integrity
  • Innovation
  • Team spirit
  • Commitment
  • Responsiveness

Organizational Structure and Staff Compliment